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30.10.202600:30:00UTC+00Australia’s Housing Credit Growth Holds Steady at 0.4% in September

Australia’s housing credit growth was unchanged in September 2026, holding at 0.4%, according to data updated on 30 October 2026. The rate matches August 2026’s reading of 0.4%, indicating a period of stability in mortgage lending activity.

The steady print suggests that, at least for now, housing finance conditions are neither accelerating nor slowing on a monthly basis. With two consecutive months at the same growth rate, the figures point to a housing credit market that is maintaining its current pace rather than shifting direction. Investors and policymakers will be watching upcoming releases closely for any signs of renewed momentum or a potential cooling in borrower demand.

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